Financing Options Every Real Estate Investor Needs for Their Next Investment Property
Daniel Tromello
Ask any investor and they’ll tell you about the one that got away. A property they were ready to buy, numbers looked solid, everything lined up, except the financing. By the time the lender came back with an answer, the deal was gone.
That’s the reality in real estate. Opportunities move fast. Sellers want certainty. If you can’t close, someone else will.
I’ve seen it happen to new investors, seasoned flippers, even agents trying to lock up off-market properties for their clients. Missing a deal because your money wasn’t ready hurts.
And it’s not just about losing one property. It’s about losing momentum, watching someone else cash out on a deal you should’ve had, and realizing your financing strategy wasn’t built for the pace of this business.
If you want to compete, you need funding that keeps up with you. The kind of financing that makes sure the next time a property checks all the boxes, you’re the one who gets it under contract.
Traditional financing looks good on paper. Low interest rates, long terms, the kind of loan products you’d expect from a big bank. But when you’re in the middle of a real estate investment, speed beats theory every time.
Here’s what really happens when investors rely on conventional mortgages or bank loans:
That’s how good investment properties slip away. The money wasn’t ready, and the financing options you counted on weren’t built for investors.
When you’re trying to buy an investment property, the right financing makes the difference between landing the deal and losing it. Investors who stay deal-ready don’t wait on a conventional mortgage. They use loan options that are built for speed and flexibility.
Here are a few financing programs that keep investors competitive:
Hard money loans are short-term, real estate–backed loans that move fast. They don’t get hung up on W-2s or tax returns. The focus is on the property, the purchase price, and the potential. For flippers, rehab projects, or any deal that needs to close quickly, hard money is often the best option.
Sometimes you just need to hold a property for a short term until longer financing kicks in. A bridge loan helps you close fast, then refinance into something more permanent later. It’s a flexible way to keep momentum without locking yourself into the wrong loan product.
If you’ve built equity in a rental or just finished a profitable flip, you can pull that money back out and fund your next deal. Cash-out refinancing gives you access to capital without selling the property, and it’s one of the smartest ways to keep your portfolio growing.
The investors who win in real estate know their financing options before the deal shows up. They’ve got loan programs ready to go, and when the right property hits, they can close without hesitation.
Qualifying for an investment property loan isn’t about checking every box a bank throws at you. It’s about showing you can handle the deal in front of you. That’s what makes REsolve’s loan program different.
If you’re brand new and this is your first project, you’re probably looking at putting in a little more skin up front. That might mean 15–20% down while you prove you can manage the property and the numbers. Once you’ve got a few successful deals behind you, things open up. With some experience, down payments drop closer to 10%, and for seasoned investors who’ve done five or more projects in the last couple of years, you can get as low as 7%.
Here’s why that matters: the more you show you can close and execute, the more leverage you get on the next property. It’s a cycle that rewards momentum.
With REsolve, loan amounts start around $75K and can go up into the millions, terms run 6 to 18 months, and payments are interest-only. Credit scores usually need to be in the mid-600s or better, but the bigger focus is on the property itself and whether the numbers make sense. That flexibility is what keeps investors moving while banks are still asking for your last three years of tax returns.
The bottom line? You don’t need to be perfect to qualify. You need to be prepared, have a clear plan for the property, and work with a lender who understands the business of real estate investing. REsolve set this up to keep investors funded and deals moving.
Money alone doesn’t get a project across the finish line. What investors really need is a partner who sees the bigger picture: the deal, the experience, the person running it.
At REsolve, that’s the focus. We look at the property, but we also look at you as the investor. Your track record, the way you structure a deal, the plan you put on the table. We understand the grind, the risk, and the drive it takes to keep going in this business.
That’s what makes our program different. It’s not a one-size-fits-all loan. It’s a relationship. When you work with us, you’re not getting boxed in by a lender who doesn’t understand real estate. You’re getting flexible financing that moves with your project, and a team that’s there when timelines tighten or challenges pop up.
We know what keeps investors up at night because we’ve been in those conversations. Cash flow, closing dates, unexpected costs, pressure from a seller. None of that is news to us. The point is simple: you need financing that adapts, and a partner who gets what it takes to keep building. That’s what we’re here for.
Every investor knows this business is tough. The wins don’t come easy. You spend long hours running numbers, chasing leads, and walking properties that never pan out. Then a real deal shows up, and everything comes down to whether you can move on it or not.
The whole point of this program is to make sure qualified investors can act when it matters most. The focus is on helping you compete, scale, and keep momentum without the roadblocks that banks throw in your way. We see the work you put in. We see the risks you take. And we’re here to back you with financing that moves with you, not against you.
If you’re serious about building, you deserve a partner who knows this business as well as you do. Someone who understands the hustle, the setbacks, and the payoff when a deal comes together. That’s the kind of partnership you’ll find with REsolve.
Get pre-qualified now with REsolve’s Hard Money Loan program and never miss a deal again.
